New way to cancel your mortgage
Here is an ingenious way to get rid of a mortgage. My neighbors had a big mortgage and a business that was feeling the effects of the recession. This is what they did. They switched houses with another family and moved into one that had the mortgage paid. They gave up their bigger, close to town house, for one that was more out in the country. They no longer had a mortgage, so could get caught up financially. The commute into the city only added about 12 minutes per way, so it wasn’t too bad for them. If you need the equity out of your house and don’t want to sell it, then you may want to consider a credit line which is tied to your house. Check out the interest rates to see if this would work.
Home Alarm tip
A construction contractor gave me this tip to prevent false alarms. Remove cobwebs from around your alarm sensor and get rid of any spiders near it. The movement of a web, or spider, in front of the alarm sensor can trigger a false alarm. Air rushing out of your heating and cooling vents can get those strands of webs moving. I also keep the vents near my ceiling dust free with a long duster. Remember, when you go on vacation to call your alarm company to give them your house/pet sitters’s phone #, in case there is a false alarm or possible break in.
Quick shortcuts with food for company
Save on prep time and buy prediced ingredients. Many grocery stores carry, fresh diced onions. Soups and other recipes call for a vegetable mixture called mirepoix, which can also be purchsed in the fresh food section. Keep cream cheese on hand because it can be mixed with so many other items for a quick dip or hors’doeuvres. Mixed thawed spinach (thawed in a flash in the microwave) or herbs with the cream cheese and serve with crackers or cut up veggies for drop in guests. For Ham Pinwheels: Take thin slices of ham, spread on cream cheese, plain or with herbs, then roll up the ham tightly with the shorter sides. Slice it about 1/4 in. thick for a lovely appetizer. Yummy French Bread appetizer: Cut a loaf of french bread into 1/2 inch slices. Spread with softened butter with a dab of mustard mixed in. Top with Brie cheeze. You can also sprinkle paprika on some and Fines’ herbs or Herbs De Provence on others for more festive colors. Broil theses just until the edges turn brown, maybe a minute or two. Quick stuffed mushrooms: Remove the mushroom stems and dice them. Add cream cheeze, chopped green onion and salami bits. Mix together, and stuff the mushrooms. Cook on baking sheet for 10 min.s @ 375. You can get creamed spinach in the freezer section and stuff the mushrooms with this for a variarion. Remember the classic, but easy artichoke dip. One can of chopped artichoke hearts. 3/4 cup of mayonaise. One cup of cheeze, can be parmesian, or whatever tickles your fancy. You can add anything else, green chili, herbs, whatever. Cook @350 for about 25 min.s Keep some high quality frozen appetizers in your fridge for drop in company, such as those from Trader Joe’s. In an emergency, Cut…
Children’s stomach and bowel woes
If your child is having stomach/bowel problems which keep reoccuring for several weeks, it’s time to take the next step. Check her stress level. Could she be bullied at school? Is she having problems with her teacher, homework, classwork or peers? Check in with her teacher to see what may be happening. If she got an all clear from her doctor, then insist on a more in depth evaluation, including blood tests for blood sugar, gluten and lactose intolerance. Also have a stool sample analyzed, particularly if your family travels. A good friend in my nursing school was hospitalized with a nasty GI parasite and she hadn’t left the state, much less the country. Is your child getting 5 to 7 fruits and vegetables a day? Is she mainly living on fast foods (particularly teenagers)? I’m guilty of making meals from frozen, but organic foods without including a salad for roughage. If she is running to activity to activity, without much downtime? A hectic schedule can contribute to GI woes.
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