What Are the First-Year Costs That Come with Raising a Baby?
When you feel you’re ready to have a baby, it can be exciting as well as overwhelming. Having a baby means expanding your family, but it also means that you’ll have some logistics to consider. Namely, what about the financial considerations that come with having a child? There are short- and long-term factors to think about. In the short-term, you’ll have to think about the medical costs related to pregnancy and labor and delivery, as well as maternity and paternity leave from your job. You’ll have initial investments for items such as cribs and other baby accessories. Then, you’ll have to think about health insurance for your new child and childcare when you do return to work. These first-year costs can add up very quickly, and they require planning and strategizing to manage them effectively. LendEDU recently surveyed 1,000 parents with a child who was at the time of the research, at least a year-old but not older than three. The goal of the research was to determine what to expect when it comes to raising a child and the costs it requires within the first year of the baby’s life. The survey took place over two days in February 2019 and was conducted by online polling company Pollfish. The following are highlights of the research. On Average, a Baby’s First Year Will Cost $13,186 The research indicates that the year-one costs for a new baby amount to an average of $13,186, with a median cost of $6,000. This number represents quite a jump from a 2010 USDA report, that showed the average household would spend $12,000 during the first year of a baby’s life. For around ¼ of the poll respondents, first-year spending for a new baby represented anywhere from 21 to 30 percent of annual income. 13 percent…
Ways To Set Boundaries During Divorce
Divorce brings many changes and one of them is a set of new boundaries. What was once okay may seem intrusive after a couple has separated. The key is to determine what feels right and what is uncomfortable. When married, a man and woman may have called each other during the day. This can be too much contact, so texting on a need-to-know basis is an appropriate boundary during divorce. In an acrimonious one, direct contact may be intimidating for either spouse. A way to protect boundaries in this situation, is to have all communication go to a neutral third party. This way, spouses feel safe and are not be the target of vindictiveness. Our two collaborative lawyers assigned a mediator right at the beginning to do this service for us. If you feel boundaries are being trampled upon during the proceedings, speak to your attorney about how changes can be made. The divorce process itself is stressful even when it is amicable. One feels stretched in many directions. This is the time to start saying “No” to taking on new things Look at current obligations and decide which ones could be dropped. Although clubs, committees and volunteer work are rewarding, they can eat up precious time and drain energy. Focus on what you really enjoy doing and let the others go. Be firm with boundaries when others try to stop you from resigning or demand that you sign up for new projects. Draw up a plan for what you have time for and which ones that do not make the cut. This can be temporary and wham the divorce is over, some of these activities can be added back into your agenda. On a personal level, you have the right to start declining requests to help out neighbors, family…
9 Tips for Men Facing Financial Hardships During Divorce
As a man facing divorce, there is a lot you go through with little support. You might be constantly wondering how things will turn out at the other end- whether or not you will get enough time with your kids, how you and your spouse will work everything out, and so on. One of the major concerns for fathers getting divorced is the time and money spent on the process. Some men understand the importance of saving money during the divorce process; for other men, some critical divorce issues end up hogging most of their attention. Either way you look at it, finances are a pressing matter worthy of concern during a divorce process. Since divorces come with a price tag, it is important to consider how much you can afford to shell out in the process. The last thing you want is a lot of money wasted in the divorce process. Maintain your desired quality of life throughout the divorce process by using these tips. Build a Trustworthy Team While going through a divorce, men are often prone to feeling intense emotions. The emotionally charged circumstances might compel you to make the wrong choices. This is when you need a trusted financial advisor, lawyer, and accountant by your side. These professionals can help you make wise financial decisions all through the divorce process, allowing you to save money you might have otherwise spent in the spur of the moment. Financial decisions should be based on logic more than on emotions. Seek help from a trusted team of professionals to guide you along the economic lines. Expensive is NOT Always Worthy Quit believing that all expensive services are the best. You might feel inclined to hire the most expensive lawyer in town to win child custody for men in New Jersey…
10 Dreamy Places To Visit With Your Partner
Travelling is unquestionably one of the best ways of spicing up a relationship. A romantic getaway with your soulmate is something you probably need to consider to keep that candle of joy burning. Traveling to a new place will definitely go a long way to help you create lasting memories. But what are some of the places you can visit? There are thousands of places that have a romantic vibe. Some of them may actually be right there in your locality. In this article, we will unveil ten places that should be on your traveling bucket list and what makes them so special. Santorini, Greece Santorini is an island in the Aegean sea. And you should definitely try seafood from this places, it’s yummy. This small town is known for its beauty and traditional architecture inspired by the Greek culture. One of the most iconic places in Santorini is Oia. It provides one of the world’s best sunset views you can ever imagine. Imagine watching the orange ball kiss the sea from a cliff on the edge of the beautiful town; isn’t that romantic? Santorini also houses some of the best beach cottages in the world. They make it a nice destination for a honeymoon. What makes a trip to Santorini even more appealing is the fact that accommodation and hotel services are fairly priced as compared to other similar holiday destinations around the world. Bali, Indonesia How about a walk on the black sandy beach? You got it right, it’s actually black. This may sound odd and creepy but believe you me, it’s magical once you get there. Karamus Beach in Bali is one of the most beautiful places to visit. A walk on the expansive beach with your loved one in the morning breeze can be…
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