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Starting a Small Business: Tips for Parents with Disabilities

Starting a small business comes with a lot to consider, from figuring out whether you want a storefront or a solely online company to making sure you have the motivation and energy to put into running everything yourself. When you’re also a parent who is living with a disability, it’s important to also think about the best ways you can make life easier for yourself during the process of getting things off the ground. For some entrepreneurs, working from home is much easier than going into an office every day, but this can present its own set of challenges, especially if you’re a stay-at-home parent. Fortunately, there are many things you can do to get the ball rolling smoothly. First, think about the details: a brick-and-mortar store can bring a lot of benefits, such as bringing in lots of foot traffic, but it can also come with a lot more issues and responsibilities than an online business. Will you keep your stock on-site or dropship? Once you’ve figured out the details, you can move on to the big things, such as securing the necessary financing. Keep reading for some helpful tips on how to start a successful small business when you’re a parent with a disability. Understand What It Takes Starting your own business may sound like a dream come true, but it’s much harder in many ways than finding a job with an established company. You need to be self-motivated, a problem-solver who can minimize distractions at home and get things done even when there’s no one giving you direction. Being able to give your all even when you’re sick or have lots of things going on at home will help you find success as an entrepreneur. Consider How You’ll Support Yourself Financing a small business is no small…

Splitting Shared Assets when Divorcing

Divorce proceedings can be extremely stressful and traumatic for everyone involved, even more so when shared assets need to be split. When tying the knot, the last thing couples anticipate is divorce and as a result, few actually plan what would happen to their shared assets should they get divorced. Over the years, you and your partner will have invested together, saved together and perhaps opened joint bank accounts, and in order to make financial settlements fair, there are a number of factors that have to be taken into consideration before splitting your assets. Before we continue, it is important to note that how assets are split between a couple will be determined by the relationship. Simply put, the rights of a cohabiting couple will differ from those of a married couple, so bare this in mind. Step 1: The first thing you must establish is who legally owns what assets. If you’re in a cohabiting relationship then any investments or savings in your name will belong to you and your partner will not have access to these assets. Likewise, savings or investments made in your ex-partners name will be theirs and you will not be granted access. However, there are exceptions to the rule. You may be entitled to beneficial interest if you have made contributions towards something in your ex-partners name, such as investing your own money into one of their projects. If this is the case, then you should seek legal advice. On the flip side, investments or savings made throughout the duration of the marriage will be taken into consideration and divided as part of a financial settlement. Whilst assets amassed prior to the marriage aren’t typically subject to financial settlements throughout divorce proceedings, there is still a chance that your assets are at risk and…

Keeping Divorce Drama Out Of The Schools

Here are tips for parents, and divorce professionals to help keep divorce out of the schools. Children bringing their parents’ divorce drama into the classroom is disrupting. It wastes teaching time and can cause other students to lose focus on their lessons. It is not fair to anyone. A first step is informing various school personnel of the divorce situation.   School staff cannot be fully supportive if they have no clue what is going on in a child’s life. I worked with students, parents and staff with divorce issues in the schools. Some of the problems were due to lack of communication between parents and staff. It can be embarrassing for a child to be asked what they did over the weekend with their parents in front of the other students. They do not want to say, I went from’ Mum’s house to stay with dad. The teacher who is not informed, can put a child in an awkward spot. It is up to adults, not children, to explain what is going on at home. Teachers and the school secretary need to know to send copies of reports and letters to each parent. Then both are on the same page. When I did not realize a divorce was in progress, an uncomfortable student would ask which parent was to receive the test results. It is up to each parent to make sure the school has their e-mail address for newsletters and so forth. Both parents can check the school’s web site for events and updates. A child is not to be told, by a parent that they were not aware of an event at school. Do not put kids in the middle. A fallout from divorce is that the student does not have all they require for class. Some leave…

Dealing with Holidays When Going Through Divorce

The holiday season is right around the corner and this can be a challenging period during divorce. It is hard to celebrate when one’s world is crumbling. Experiencing intense anger, fear or hurt, stops one from bubbling over with Christmas cheer.   Keeping busy is a way to avoid dwelling on one’s situation. There are plenty of fun distractions during the holiday season to help take one’s mind off divorce and to reduce stress. Perhaps this is the year that you sit out the frenetic round of parties. People understand when an individual is facing trauma and not up to participating in festivities. Pick what is most meaningful for you and let go of the rest.   When invited to events, feel free to say that you are unavailable and cannot attend. Explanations are not required. One may want to curl up on the couch and catch up with reading or watching classic television specials. It is fine to have downtime and get ready for what lies ahead in divorce proceedings. Do what is best for you. It can feel lonely not being paired up anymore. One may be tempted to forego going out altogether. Some newly single people felt more comfortable being in places where it was not apparent they were by themselves. There are various ways to feel connected to others when attending events alone. One is enjoying concerts (often free) in different settings, such as churches. Another is being part of a crowd awaiting the lighting of a town square or tree. When in London, it was thrilling seeing a dark Oxford Street spring to life with thousands of Christmas lights and live music. Sharing this exciting experience with so many others kept me from feeling lonely. See what your single friends are doing and accompany them to holiday…

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