10 Places We Throw Away Money – Guide for the Newly Single
Every year we spend too much money. We are simply used to convenience, and we will part with our hard earned money for it. This is the pitfall of many annual budgets, but there is hope. Throwing away money is a practice that simply needs to be reversed, and while there is no magic wand to make it happen right away, there are things to be done to bandage the hemorrhaging wallet. 1. Smartphone Apps Why are we paying for smartphone apps when there are free versions to nearly all of them? Stop paying for what you can get for free. If you feel like you need an app, ask yourself why you need it. Wait 24 hours, then ask yourself why again. This will help you decide if the purchase is worth the money. 2. Gym Memberships It’s been said before, but it stands to be said again. Many people get gym memberships with good intentions, but never use them. Be honest with yourself, and let go of that membership if you’re really not using it. 3. Buying Coffee Sit back and consider how much is spent weekly on that cup of coffee from the fancy coffee shop. Coffee beans are not worth the label attached. Make coffee at home and bring it with you. 4. Cars Car payments are avoidable if you sell your current car then pay cash for something used. Car leases, when trying to save money, make no sense at all. If you have a car payment, pay it off and avoid getting another one. Avoid leases at all costs. 5. Car Washes and Their Upgrades Some people wash their car in the driveway, which is overall cheaper than using a car wash. However, if you must use a car wash, skip the upgrades. While…
Top Ten Concerns That Divorcees Have about Dating Again
The time will come when you might want to consider dating again after your divorce. It may seem a bit of a leap into the unknown and it’s not unusual to feel worried. We asked divorcees what things most worried them about dating after their break-up, and there was quite a range: from worries about sex, to finding a someone who will love their dog!
Get in Shape for Free: A Fitness Guide for Single Parents
Engaging in regular exercise is one of the smartest investments anyone can make, especially if you’re a single parent who needs the energy to keep up with her kids. And when we say “investment” we’re talking about time and effort, not money. To show you what we mean, here are several free (or almost free) ways to get in shape. Use these tips to give you the guidance and motivation you need to achieve your fitness goals. Stick With the Basics TV programs love to show images of people with big arms and sculpted abs. The purpose behind most of these promos is to sell you some kind of overpriced product, usually with the promise that it will turn you into a superhero. Sadly, the real world never works that way. Most home fitness machines end up as overpriced coat hangers or yard sale merchandise. So skip the gadgets and start with these four classic routines instead: Pushups. This one exercise can do you more good than all the fitness products on the market. It strengthens the arms, shoulders, chest, abs, and even the legs. Plus, it costs you nothing. You need only a small amount of space and the motivation to improve yourself. And don’t beat yourself up if you can’t do a standard push-up right away. There’s no shame in starting at the intermediate level by bending your knees. Soon you’ll be pumping them out with the best of ’em. Situps or leg raises. This exercise will bulk you up without draining your wallet. Some people have trouble doing sit-ups because of neck or back issues. If that sounds like you, then leg raises are a great alternative, according to the fitness experts at the New York Times. Squats/deep knee bends. Not only will this exercise give your…
Dealing with Vindictive Co-Parent
Divorce brings a whole new set of complications to parenting. Having to deal with an unreasonable or vindictive former spouse adds additional stress to the situation. It may not be possible to parent as a team and that is okay. Having a detailed Parenting Plan lessens the need to keep going back and forth on the small stuff. If anticipating that splitting up holidays will be a battle down the road, get that addressed in the Parenting Plan. Ours was very detailed which included the percent each parent paid for various medical, dental and other charges for our sons. My attorney also wrote an incredibly precise divorce decree, which was quickly approved by the other collaborative attorney. These actions enabled post-divorce life to go smoother. Be careful that the youngsters are not used as tools for revenge. One parent may try to limit or stop visitation from the other one. Having the shared time clearly spelled out in the Parenting Plan may prevent this behavior. If you are on the receiving end of calls stating that the kids are sick and cannot see you, react in a positive way in order to end this game playing. Reply “How kind of you to let me know, so I can be prepared. I’ll have some soup ready and pick them up with barf bags in the car.” A way to minimize conflict is not to give the other parent any ammunition. Be reliable, on time and bite your tongue if necessary to avoid criticizing them in front of the kids. Be cognizant of Parental Alienation which is when one parent attempts to turn the children against the other one. If you are the target, consider getting legal advice on how to proceed. Go ahead and correct any misconceptions (lies), such as “Mommy…
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