Quit-Claim Deed in Divorce
A quit-claim deed ends a person’s claim or interest on a property (grantor). The property transfers to the recipient (grantee). In divorce situations when one spouse receives the marital home, then the other spouse often signs a quit-claim deed to make a clear transfer of it. This does not release responsibility for future mortgage payments for the grantor if both spouses’ names are on the mortgage loan. If the grantee reneges on the mortgage, then the loan company can go after the grantor who signed the quit-claim deed. Often, the grantee is required to refinance the house solely in her name during the divorce proceedings, to prevent this possible scenario for the husband at a later date. If you sign a quit-claim deed in your divorce, make sure your name is removed from any outstanding loan on the property. When Elena bought her husband out of his share of a house jointly owned with her mother, the divorce lawyers had the husband sign a quit-claim deed. The house was completely paid, so no need for refinancing. Her mother owned a small house out of state, so the lawyers had the husband sign a quit-claim deed on that as well. The husband had no ownership interest in that house, but Elena’s lawyer did not want the husband to try to cause any difficulties post-divorce when the mother died. When there is a business involved, a quit-claim deed is usually signed in a divorce. This may be when one spouse is buying the other out of a jointly owned company. This action is also done when one spouse’s parents own a business and it needs to be clear that their ex son or daughter-in-law will not be able to lay any claims to it post-divorce. A quit-claim deed prevents trouble down the…
Article in The Divorce Magazine UK on “The Woman’s Holistic Guide to Divorce”
This was recently in The Divorce Magazine UK, which is a great resource for those going through a divorce or contemplating this decision. bit.ly/1mhH5KL
Emotional and Financial Abuse
Domestic violence is more noticeable to others outside of the marriage, especially when one partner is sporting a black eye. Financial and emotional abuse can be more hidden to family and friends, but no less devastating. These two seem to go hand in hand with or without physical abuse. The crux of financial abuse is control. One spouse is attempting to control actions by hampering the other’s financial independence. He removes the other partner’s name from a bank account who then is unable to access money and turns to spouse or others for it. The abusive spouse may demand to see all receipts and monitor every pound that is spent. Often all decisions regarding household expenditures are made by the abuser. The victim may be prevented from spending any money on the children. This is a way to trap a person and keep her in the marriage. Relying on handouts is a way to control the relationship through money. After Anne had their baby baptized, Edward decided that he wanted to bring her up in his religion. Anne would not have married Edward if she knew that he would change his mind on this deal breaker issue. Edward then withheld money from Anne as punishment. She had to cut short her maternity leave and return to work in order to pay bills. Not surprisingly this marriage ended in divorce. Financial abuse can also be vindictive for a certain behaviour. Emotional abuse is a power ploy to keep the other spouse in line by such tactics as manipulation and berating them. The spouse may be told that she is unattractive and incapable of making decisions. Emotional abuse breaks down a person’s self-esteem and self-worth by causing them to have doubts about themselves. The children may pick up on this message and view that…
Serial Dating Post-Divorce
It may be tempting to jump into a new relationship while on the rebound. Instead, stop and take stock of yourself. Are you truly recovered from your divorce or do you fear loneliness? It is important to differentiate between being alone and loneliness. One can live alone, yet have a full social life and career. Fear of being alone can include getting sick without someone around, financial concerns, and not wanting to dine or attend social events alone. Some folks indicated that being married ensures an escort when needed. It can be daunting to face issues of self and easier to be a mirror of one’s mate. Some see themselves as a fragment and the relationship as the whole. They are not complete unless part of a duo. One can lose the sense of self in relationships which can be a comfort for those who do not want to face their flaws. A way of not dealing with foibles is to limit time between relationships. So many people interviewed told stories of family and friends who flit from relationship to relationship. These serial daters were more apt to cancel plans with friends to accommodate their mates. Some people go right from college or their parents’ homes into marriage without discovering who they are and what makes them tick. They may be apprehensive about being on their own post-divorce and want to enter into another relationship quickly. Mabel is one example of this. At 17 she got married and had a baby a year later. Mabel became a young widow after child number two and had adequate support. She quickly became involved with a sociopath and that marriage lasted a little over ten years. Right after her divorce, she met and married a nice fellow. Now widowed in her late seventies,…
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